All very very accurate indeed. You also forgot how whimsical all this happens to be. Sometimes you’ll be going through life just fine spending like a normal person then BAM, you suddenly realise the price of bread is five pence higher and you now aren’t sure whether to buy it or never eat bread again, even though there isn’t that much change. Sometimes I just stand in the aisles of a supermarket for ten minutes trying to decide between two options when I can afford both and the difference is negligible.